CURQL + CREDIT UNIONS & CUSOs

The Curql: A Collective of Credit Unions Bringing Fintech to the Industry

Join Forces. Drive Change. Stay Competitive.

Welcome to the Curql, where over 120 credit unions are coming together to shape the future. Together, we invest in fintech solutions tailored to meet our unique needs. Our mission is to enable credit unions to be competitive and relevant. Here’s how we do it:

Collective Power, Less Risk

By combining resources, we reduce the risks associated with investing in fintech. This collective approach allows us to support more fintech companies, giving us a broader reach and impact. Our investments are carefully selected by credit union leaders who understand our unique needs. We only choose investments that are proven to bring value and true partnership to the movement. 

Unmatched Pricing and Terms 

Since we negotiate as a group, we secure highly favorable terms with leading fintech firms. Many of these companies are already part of our tech stack, and they offer tailor-made solutions for credit unions. You’ll benefit from economies of scale that individual credit unions can’t achieve on their own. 

Thorough Due Diligence

Every fintech company we invest in is run through a thorough due diligence process to ensure they are what we call “credit union ready.” This means you can trust that they meet credit union standards and are poised to deliver real value to your members, and save your credit union time and resources since we handle that for you. 

Your Voice Matters

As a Curql credit union, you get a voice in the evolution of our fintech. Our collective holds seats on the boards of these companies, becoming an extension of their leadership team and giving us a voice at the table for strategic planning and product development. This is important to the Curql because it ensures that as fintech grow, their solutions continue to match our needs and requirements.

Expert Fund Management

Our fund managers handle all the heavy lifting—from sourcing opportunities to performing due diligence – and the most economical fund management fee in the industry. Did we mention they’ve successfully completed over 40 CUSO investments just through Curql? They’ve got this process nailed down. 

Regulatory Peace of Mind

Our processes have been reviewed by regulators and designed with their feedback. This ensures that our investment strategies align with industry standards and best practices, providing you with peace of mind. 

Inclusive Investing

We prioritize finding underrepresented founders, ensuring our investments reflect our commitment to inclusivity. And while we’re at it, our board is selected with diversity and inclusion in mind, too. 

Join the Movement

By joining Curql, you become part of a movement that is about more than just investments. It’s about collaboration, innovation, and pushing the credit union mission forward. You will collaborate with other credit union leaders who share your commitment to keeping our industry competitive and relevant. Together, we can stand up to big banks and tech giants. 

Heart and Community

At the core of our work is a dedication to community and the credit union philosophy. We are not just investing in technology; we are investing in the future of our members and our communities.

Current Limited Partners

Alabama

All in Credit Union

Arizona

Desert Financial Credit Union
OneAZ Credit Union
Vantage West Credit Union

California

Co-op Solutions
Farmers Insurance Federal Credit Union
Kinecta
Mission Federal Credit Union
Redwood Credit Union
SESLOC Credit Union
SchoolsFirst Federal Credit Union

Florida

Achieva Credit Union
CAMPUS USA Credit Union
Community First Credit Union
First Florida Credit Union
Launch Credit Union
Space Coast Credit Union
Suncoast Credit Union
Vystar Credit Union

Georgia

Georgia’s Own Credit Union

Idaho

Idaho Central Credit Union

Illinois

*1st MidAmerica Credit Union
Alloya Corporate Federal Credit Union
BCU
*Catholic & Community Credit Union
*CEFCU
*Consumers Credit Union
*DuPage Credit Union
*Envisant
*Financial Plus Credit Union
Great Lakes Credit Union
I H Mississippi Valley Credit Union
*NuMark Credit Union
*Partnership Financial Credit Union
*Selfreliance Federal Credit Union
*SIU Credit Union
State Farm Federal Credit Union
*University of Illinois Community Credit Union

Indiana

3Rivers Federal Credit Union

Liberty Federal Credit Union
Everwise Credit Union

Iowa

Collins Community Credit Union
Greater Iowa Credit Union
GreenState Credit Union
Veridian Credit Union

Kansas

Meritrust Credit Union

Kentucky

Abound Credit Union

Louisiana

La Capitol Federal Credit Union

Massachusetts

IC Federal Credit Union

Michigan

4Front Credit Union
Community Choice Credit Union
Community West Credit Union
ELGA Credit Union
Financial Plus Credit Union
Genisys Credit Union
Lake Trust Credit Union
MSU Federal Credit Union
Public Service Credit Union
TRUE Community Credit Union

Minnesota

Affinity Plus Federal Credit Union
*Minnesota Credit Union Network

Missouri

Members Development Company

Nevada

Clark County Credit Union

New Hampshire

Service Credit Union

New Mexico

Nusenda Credit Union
Sandia Laboratory Federal Credit Union

New York

AmeriCU Credit Union
Hudson Valley Credit Union
USAlliance Financial

North Carolina

Allegacy Federal Credit Union
Coastal Credit Union
Skyla Federal Credit Union
Truliant Federal Credit Union

Ohio

IH Credit Union
7 17 Credit Union
Telhio Credit Union
Wright-Patt Credit Union

Oklahoma

True Sky Credit Union

Oregon

Maps Credit Union

Pennsylvania

Ardent Credit Union

South Carolina

Sharonview Federal Credit Union

Tennessee

Ascend Federal Credit Union
Y-12 Federal Credit Union

Texas

American Airlines Credit Union
Catalyst Corporate Federal Credit Union
Firstmark Credit Union
InTouch Credit Union
PrimeWay Federal Credit Union
Red River Credit Union
TDECU
UNIFY Financial Credit Union
University Federal Credit Union

Vermont

New England Federal Credit Union

Virginia

Apple Federal Credit Union
Chartway
National Cooperative Bank
State Department Federal Credit Union

Washington

Gesa Credit Union
*GoWest Credit Union Association
Sound Credit Union
WSECU

Washington, DC

BankFund Credit Union

Wisconsin

Altra Federal Credit Union
Corporate Central Credit Union
Educators Credit Union

*Credit unions and Leagues invested through Envisant

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