CURQL + FINTECH
Here at Curql Collective, we partner with fintech pioneers looking to transform financial services.
Moving forward is
always the goal.
Leveraging our extensive reach within the industry, we connect your fintech with dozens of large, progressive credit unions willing to pilot, invest in and utilize what you bring to the table. Investments are powered by our Curql Fund I, the only venture fund comprised exclusively by and for credit unions for fintech.
With Curql Collective, your fintech also has access to advisors that can help you better understand credit union industry regulations, key players, and the benefits of becoming a CUSO to serve the industry.
Eltropy enables Financial Institutions to digitally engage in a secure and compliant way. Using our world-class digital communications platform, Credit Unions, Banks, Debt Collectors, Insurance Companies, Lenders and FinTechs can improve operations, engagement and productivity. Eltropy also integrates with IT systems, such as Symitar and Corelation, and uses Analytics to provide member engagement insights. Eltropy is built on 5 Pillars, Workflows, Automation, Integrations, Compliance & Security.
Illuma Labs is a Credit Union Service Organization (CUSO) and R&D company headquartered in Plano, Texas. They deliver real-time voice authentication and fraud prevention solutions for credit unions through our flagship product, Illuma Shield™.
MotoRefi provides a secure digital platform that makes it easy for our customers to see exactly how much they can save and complete the refinance process quickly, all from the comfort of their home. What’s more, we do all the heavy lifting, including paying off the old lender as well as re-titling the vehicle, saving our customers those dreaded trips to the DMV.
Nymbus enables banks and credit unions of any size to accelerate growth through new routes to market. This includes a full suite of banking technology applications available to modernize and optimize existing channels, as well as the operational resources to get to market quickly with a full-scale digital bank immediately positioned at capturing new niche customer segments. Whichever growth path you choose, Nymbus buys back decades of lost time and accelerates your ability to engage and support the entire customer journey.
Clutch (WithClutch) aims to transform Credit Unions into FinTech lenders and turn recapture on auto-pilot. Clutch’s SaaS will automatically and intelligently surface loan savings opportunities to Members, while providing visibility into analytics and automated follow to abandoned applicants. Clutch is highly customizable and easy to implement. It leverages existing touchpoints – loan application portals, online & mobile banking, campaign services, as well as branches and the call center – to recapture loans Members have elsewhere.
Zest software helps credit unions go beyond traditional credit scores’ statistical and data limitations to identify good borrowers often overlooked by legacy techniques. Credit unions that lend using Zest-built models have seen 15% to 20% increases in approval rates with no added risk and up to 30% reductions in charge-offs by using more of their data and the advanced math of machine learning.
Payrailz offers smart and engaging digital payment experiences for the financial services industry. Our company was built around the central mission of making the payments experience smarter and more engaging.
We enable financial institutions to exceed expectations by offering solutions users expect today while constantly innovating to meet the needs of the future.